Affordability Calculator
Affordability Calculator
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Stress Test (+2%)
Maximum Home Price
€0
Prudent€0
Standard€0
Aggressive€0
Budget€0
28/36 Breakdown
Housing€0
Debts€500
Available€0
We analyze your income, debts, and down payment against current interest rates. We use the standard 28/36 rule to ensure you don't overleverage.
We simulate if you could still afford the mortgage if interest rates rose by 2%. This is a standard safety check in many countries.
Your DTI is the percentage of your gross monthly income that goes to paying your monthly debt payments. Lenders usually prefer a DTI under 36%.
We provide a 'Conservative' estimate (safer) and an 'Aggressive' estimate (maximum borrowing power). We recommend sticking to the conservative number.