Rent vs Buy Calculator
Rent vs Buy Calculator
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Verdict
Renting remains a better option by €0
Net Worth Projection
Net Worth (Buying) Net Worth (Renting)
Equity Gained
€0
Renter Savings (Invested)
€0
Total Rent Paid
€0
We compare the total cost of renting (rent + inflation) versus buying (mortgage + maintenance + taxes) over a specific time horizon, factoring in opportunity costs.
This is the return you *would have earned* if you invested your down payment and monthly savings in the stock market instead of buying a home.
When you rent, your money is gone. When you buy, a portion of your payment reduces the loan balance, building wealth (equity) over time.
Rent typically increases with inflation every year. A fixed-rate mortgage payment stays the same, which effectively makes it cheaper over time as money loses value.